Make smarter money decisions.

Straightforward conversations about money, retirement, investing, insurance, and the decisions that shape what comes next.

Money, minus the fog

Better decisions start with a clearer view.

The Ridge is financial education for people who want to make smarter, more confident decisions about money, retirement, investing, insurance, and long-term planning.

Each week, Luke and Ryan Mesimer break down practical topics in plain language so you can understand your options and plan what comes next with more clarity.

On the trail

01Retirement
02Investing
03Insurance
04Social Security
05Long-term planning

Listen on your time

Latest episodes

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01
53:55

Retirement Planning Complexities to Discuss

In this episode, Ryan and Luke Mesimer, from Northridge Wealth Advisors, discuss the complexities of retirement planning, focusing on deferred annuities, long-term care, and life insurance. They emphasize the importance of understanding policy details, asking the right questions, and working with professionals to secure a confident retirement.

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02
51:49

Generating Tax-free Income Replacement and Peace of Mind.

In this episode, Ryan and Luke Mesimer from North Ridge Wealth Advisors discuss critical retirement planning topics including how life insurance can provide tax-free income replacement and peace of mind, pension survivor options, long-term care insurance, annuities, and the importance of personalized financial strategies. Learn how to make informed decisions to secure your future and protect your loved ones.

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03
53:55

The Importance of Estate Planning for Everyone

In this episode, Ryan and Luke Mesimer from Northridge Wealth Advisors discuss the importance of estate planning, beneficiary designations, and how to keep your estate plan updated to reflect life changes. Learn practical tips to protect your assets and ensure your wishes are honored.

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04
53:07

Retirement Tax Surprises and How to Avoid Them

In this episode, Ryan and Luke Mesimer from Northridge Wealth Advisors discuss essential retirement planning topics including taxes, RMDs, and Roth conversions. They provide practical advice to help listeners make informed decisions and avoid costly mistakes as they prepare for retirement.

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05
51:53

People are Living Longer, Which Puts Stress on Your Money

In this episode, Ryan Mesimer discusses essential retirement planning topics including Social Security timing, tax strategies, healthcare costs, and common retirement mistakes. Ryan emphasizes the importance of having a personalized plan and offer free consultations to help listeners prepare for a secure retirement.

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06
53:30

When it Comes to Planning: Difference between Saving and Investing

In this episode, Ryan and Luke Mesimer from Northridge Wealth Advisors discuss the fundamentals of investing, risk management, and personalized retirement planning. They emphasize the importance of tailored strategies and professional guidance to achieve financial security.

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Live each week

Saturdays at 11AM

Tune in to WPTI 94.5 for a new conversation from The Ridge, then catch up anytime on Apple Podcasts.